Social Media

YouTube Facebook Twitter Instagram


Your donation assists the StudentCPT in promoting and advancing ethics and leadership in education.

Contact Information


NASBA Center for Public Trust
150 Fourth Avenue N., Ste 700
Nashville, TN 37219

Attend Our Next Meeting

Join the MTSU StudentCPT Chapter’s meeting on November 2, 2017 at 5:30p.m. featuring Retta Gardner, President/CEP of the Guaranty Trust Company.

Retta Gardner is the president and CEO of Murfreesboro-headquartered Guaranty Trust Company, a billion-dollar mortgage lender that ranks among the top 100 mortgage companies in America. If you ask her to describe what she does, Retta will tell you she helps families achieve the American dream of homeownership.

Retta is only the second CEO to lead Guaranty Trust. She joined the company in 1996, shortly after graduating from Western Kentucky University with a degree in human resource management. Through the years she held a variety of positions, utilizing her skills in management, marketing, sales, information technology, and human resources. She was executive vice president before being named CEO in August 2013.

As Guaranty Trust’s senior executive, she oversees 160 employees who facilitate home loan transactions in 30-plus states by marketing mortgages through its wholesale and internet divisions.

She earned a master’s degree in business administration from Middle Tennessee State University in 2000. She became a member of the university’s adjunct faculty in 2005 and, for five years, taught courses in the Management and Marketing Department. She continues a close relationship with MTSU as a member of the business college’s Advisory Council.

The meeting will be held in the Business and Aerospace Building, Room S126.